Know what you actually keep.

Most owners know their sales number. Few know their real net margin. MRGNZ shows where every dollar goes, tracks your recurring revenue, EBITDA and the KPIs that drive your sales, flags problems in plain English, and prints bank-ready reports — in English or Spanish.

Start now See how it works $599 one-time setup, then $129.99/month. Works on iPhone, Android, iPad and desktop. Available in English and Spanish.
11.8%
net margin this month
$10,860
net profit
Revenue
$92,070
− Expenses
$40,300
= Gross profit
$51,77056.2%
− Overhead
$20,550
− Interest & tax
$3,020
= Net profit
$10,86011.8%
WatchOverhead is 22% of revenue. Aim for 25% or less — you're close to the line.

Busy is not the same as profitable.

A business can do $1M in sales and lose money. The numbers that tell you the truth are usually buried in a bookkeeper's report you get 45 days late, if at all.

Without MRGNZ

You know revenue. You guess at profit. You find out a job lost money after the crew is paid. You wonder why the bank balance doesn't match how busy you are.

With MRGNZ

You see gross, operating and net margin, EBITDA, MRR, what each dollar of sales turns into, and a health check that says exactly which number needs attention. And when the bank asks, the report is one tap away.

Everything a business owner needs to see. Nothing they don't.

Built for contractors, sales teams, coaches, and every service business. No accounting degree required.

Where the money goes

Revenue shrinks bar by bar through expenses, overhead, interest and tax, down to what's yours. Plus "every $100 in sales" so the split is obvious.

Log a sale or expense in ten seconds

One + Add button. New sale, expense, overhead or tax — pick a category, type the amount, done. Log a sale with its taxes, fees and commissions in one shot so you see what you actually keep.

Templates

Sell the same thing often? Save it once with its full cost split. Next time it fills itself in.

Recurring revenue (MRR)

Retainers, memberships, monthly clients: enter once with a start month and it counts every month. MRR, net MRR after fees, ARR, and month-over-month change on your Overview.

EBITDA, the number buyers want

Gross profit, EBITDA, operating profit and net profit, each with its margin. Built in, so you're ready when a lender or a buyer asks.

Plain-English health check

Gross margin, overhead ratio, net margin, cash runway, ability to pay short-term bills, debt load — each rated Healthy / Watch / Needs attention with what usually causes a bad number.

Bank-ready reports

One tap prints a clean Profit & Loss, Balance Sheet and Key Metrics with your logo and company name, for any month, the year, or all time. Save as PDF, send it to the bank or your CPA.

Professional invoices, approved online

Your logo, your terms, saved line items. Send by email or text. The customer taps Approve on their phone; you get a notification and the revenue lands in your numbers.

Profit on every job

Tag expenses to an invoice and see that job's revenue, costs, profit and margin on the invoice screen.

Your own KPIs

Doors knocked, calls made, appointments set, estimates given — create the activity numbers that drive your sales, set a monthly goal, and log them in two taps. The Overview shows progress to goal and last month.

Month, year, or all time

Open to everything you've ever logged, then drill into any month. A month-by-month table shows what came in, what it cost, and what you kept.

Team seats

Give your office manager or partner their own login for $29.99/month. They see the same numbers; you stay in control.

English and Spanish

Switch the whole app to Spanish with one tap — every screen, every explanation, every report.

Up and running in ten minutes

No setup calls, no imports, no spreadsheets.

Create your account

Sign up with your company name, add your logo. Install it to your phone's home screen in two taps.

Enter last month's numbers

Sales, expenses, overhead, what you own, what you owe. Or just tap + Add as things happen. Your margins and health check appear as you type.

Invoice and report

Send invoices your customers approve online. When the bank or a buyer asks, print the report.

One plan. Everything included.

Less than the cost of one job estimated wrong.

$599 one-time setup
+ $129.99 / month
  • Margins, EBITDA, P&L, balance sheet and health check
  • Recurring revenue (MRR) tracking and bank-ready printable reports
  • Custom KPIs with monthly goals (doors, calls, appointments, estimates)
  • Unlimited invoices with online customer approval
  • Approval notifications on your device
  • Unlimited businesses, saved items and history
  • Add office staff or partners as team members — $29.99/month per seat
  • Works on every phone, tablet and computer
  • Cancel anytime
Start now

"I built this because I ran a contracting company for years looking at the sales number and calling it success. The month I finally saw my real net margin changed how I priced every job after it."

Jose Ramirez, CEO & Founder of MRGNZ

Questions

Is it in Spanish?

Yes. Tap ES at the top of the app and everything switches to Spanish: every screen, category, explanation and printed report. Tap EN to switch back.

Can I track my own numbers, like doors knocked or calls made?

Yes. Create any KPI you want, give it a monthly goal, and log it in two taps from + Add. The Overview shows this month's total, progress to goal and last month, so you can tell whether a slow month was an activity problem or a closing problem.

What is EBITDA and why is it here?

Earnings before interest, taxes, depreciation and amortization. It is the number lenders, investors and buyers use to value a business. MRGNZ calculates it for you and prints it on your reports.

Do I need a bookkeeper or QuickBooks?

No. MRGNZ is built for the owner, not the accountant. You enter a dozen monthly numbers in plain language. Keep your bookkeeper for taxes; use MRGNZ to run the business.

How do customers approve invoices?

Each invoice has a private link. Your customer opens it on any device, sees your branded invoice, enters their name and taps Approve. You get a notification and the invoice flips to Approved in your app.

Is it an app I download?

Yes. Open it on your phone and tap Install (or Add to Home Screen on iPhone). It runs full-screen with the MRGNZ icon and sends notifications, no app store needed.

What does the setup fee cover?

Your account, business profile and invoice branding are configured on day one, and you get onboarding support to enter your first month so the health check is accurate from the start. It is charged once; after that it is $129.99 a month.

Can my office manager or partner have their own login?

Yes. Add team members from inside the app for $29.99 a month per seat. They get their own login to the same businesses, invoices and numbers. Remove a seat anytime.

Can I run more than one business?

Yes, unlimited businesses in one account, each with its own logo, invoices and numbers.

Is my data private?

Your data is stored encrypted and is only visible to your login. We never share or sell it.

How do I cancel?

Anytime from your subscription, no calls, no fees. Your data stays readable if you come back.